FFS is a global leader in financial services, empowering
businesses and individuals with innovative lending
solutions. From car-backed loans to grassroots MSME lending
and digital financing, our brands are transforming access to
capital.
Our Mission
By leveraging technology, market insight, and a
customer-first approach, we aim to enable financial
inclusion, drive economic growth, and offer tailored
credit solutions across various sectors by building
tech-enabled specialty finance businesses.
Up to
30
Completed Offerings
Up to
₦1.50B
24-hour trading volume
Up to
30%
Lowest transaction fees
SEE OUR OFFERINGS
Invoice Discounting
FrontierBoost solves cash flow gaps by transforming your unpaid invoices into immediate capital.
Access up to ₦250,000,000 to cover expenses, manage working capital, and pursue growth. It's a flexible, efficient way to keep your business moving forward
Keeps operations running while awaiting payment
Improves cash flow for payroll, vendor payments, and growth
High approval rate for SMEs with verified receivables
No need to chase clients or wait endlessly for disbursements
Financing Amount
₦10M – ₦250M
Get your funds within
24 – 48 Hours
Tenor
30 – 120 Days
Purchase Order Financing
Get the funds you need -up to ₦250,000,000 -to pay suppliers and fulfill large customer orders. Our Purchase Order Financing (FFS) ensures you can always deliver, transforming your sales potential into tangible growth without financial delays.
Enables SME participation in large contracts
Improves delivery timelines and supplier credibility
Easy to track disbursements tied to contract stages
Avoids equity dilution and long loan approvals
Financing Amount
₦10M – ₦250M
Get your funds within
24 – 48 Hours
Tenor
30 – 120 Days
Covers up to
90% PO Value
Car- Backed Loans
Kar2kash provides car-backed loans – using your vehicle as collateral to secure immediate funds.
Get ₦500,000 to ₦10,000,000 in 24 hours to cover emergencies, expand your business, or seize new opportunities.
Keep Driving Your Car – No surrender of assets
Flexible Repayment – 3 to 6-month terms
Get approved in as little as 24 hours and receive your funds quickly.
We base our decision on the value of your car, so even with poor credit, you can still qualify.
Financing Amount
₦500K – ₦10M
Get your funds within
24 – 48 Hours
Tenor
3 – 6 months
Our Strategy
FFS partners with financial institutions, mobile money
providers, and technology platforms to expand access to
credit and drive financial inclusion.
1
Vertical Saas
2
Expansive Reach due to diversity of products
3
Leverage on the Synergies between all the businesses
Testimonials
This is a great investment opportunity & keep the good
work. I wish it remain like this forever I'm happy to be
part of the opportunity.
Dominika Smith
This company is unique and pretty interesting. They have
so many deadlines and the percentage is so high. So I
invested here.
Robert Mocks
I can't stop appreciating this company for all the
incredible job done and all investors are becoming
successful everyday. Am happy for been here
Alex Mentoris
Common Questions
FFS is an umbrella company that manages multiple
financial brands. Each brand under FFS specializes in
innovative financing solutions to support the unique
needs of individuals, MSMEs, and the financial ecosystem
across sectors.
FFS focuses on targeted, need-specific financing
products through its subsidiaries.
Application processes differ by brand, but each has
streamlined steps to make it as efficient as possible.
You can begin by visiting the specific brand’s website
(e.g. Kar2Kash, ShockLoan) and completing the online
application form or contacting customer support
Investment eligibility varies by product and brand, but
generally, FFS invites both institutional and individual
investors.
Yes, FFS and its brands adhere to strict regulatory
requirements and maintain a focus on security and
transparency. Each product is backed by a rigorous risk
management approach, and brands follow industry best
practices to protect borrowers and investors alike.